Inputs
- How often the workflow happens and who owns it
- Where generic software creates extra manual steps or hides the important context
- Whether the team has a stable decision, evidence, and output pattern
FinTec StrategiesDecision guide
Buy software when the workflow is already served well. Build a focused tool when the differentiating work, evidence, and review path are the things the team cannot reasonably bend around a generic product.

Teams deciding whether their recurring operational work needs configuration, integration, or a purpose-built workflow.
FinTec builds focused operational tools around defined decisions and handoffs; it does not recommend replacing established software without a workflow-specific reason.